Your Health
Carrum
From surgery to cancer care, Carrum makes it easier and less expensive to get the best possible care. Carrum carefully studies hospitals, surgeons and cancer specialists across the country and handpicks the top 10%. As a result, the professionals in Carrum’s network have top experience and achieve better outcomes.
Get Started
Get started by downloading the Carrum Health app or by visiting carrum.me/crowncastle.
Carrum
- (888) 855-7806
- carrum.me/crowncastle
The Carrum benefit includes access to a Carrum care specialist, who is dedicated to supporting you from start to finish, whether it’s to help you find a provider nearest you, schedule your treatment or procedure, or answer any questions you have about your care. Utilizing Carrum for care is optional. You may choose to utilize other in-network providers through Aetna if preferred.
The doctors and surgeons in the Carrum network specialize in over 100 different procedures including:
- Hip, knee and shoulder
- Neck and back
- Heart
- Weight loss
- Cancer
Better Care Direct Link
The surgeons and care specialists in the Carrum network achieve better outcomes and have exceptional bedside manners.
No Surprise Bills Direct Link
When you receive care through Carrum, Crown Castle covers most of the medical costs.
Dedicated Support Direct Link
The Carrum team helps with all the planning and paperwork, so you can focus on your health.
Example of Cost Difference Direct Link
See below for an example of the cost difference in using a Carrum provider vs. a non-Carrum provider for a $30,000 knee surgery for a teammate enrolled in Employee + Family coverage.
Carrum Provider Direct Link
| HSA Base | HSA Plus | Traditional | |
|---|---|---|---|
|
Deductible |
$3,200 (IRS min. deductible) |
$3,200 (IRS min. deductible) |
$750 |
|
Coinsurance |
Waived: $0 |
Waived: $0 |
Waived: $0 |
|
Total Member Out-of-Pocket Cost |
$3,200 |
$3,200 |
$750 |
|
Member savings by using a Carrum provider |
$2,800 |
$2,800 |
$2,250 |
Non-Carrum Provider Direct Link
| HSA Base | HSA Plus | Traditional | |
|---|---|---|---|
|
Deductible |
$6,000 |
$3,200 |
$750 |
|
Coinsurance |
0% |
10%: $2,680 |
10%: $2,925 |
|
Total Member Out-of-Pocket Cost |
$6,000 |
$5,880 |
$3,000 |
Note: This illustration shows approximate costs and does not represent the exact amount of a knee surgery.