Your Wealth

Supplemental Health Benefits

We all know that injuries, illnesses or hospital visits are never planned, and can pop up unexpectedly. The last thing you’ll want to worry about if one of these happens is how to manage all of your expenses during times like this, such as childcare, rent or other monthly bills. That’s why Crown Castle now offers three additional supplemental health benefit plans to provide you with additional insurance to help you be better financially prepared for the unexpected.

If you are enrolled in one or more supplemental health benefit and a covered injury, illness, or hospital stay happens, the plan pays you directly as a lump sum -- providing extra cash into your direct bank account when you need it most. This money can be used for anything -- to cover mortgage or rent, pay for groceries or utility bills, or for out-of-pocket expenses like deductibles and copays. You can even opt to save it for a rainy day.

How Supplemental Health Plans Work Direct Link

Accident Plan Direct Link

Accidents are just that — accidents. You can’t plan for them. But, you can protect yourself financially as much as possible. The Aetna Accident Plan pays benefits when you get treatment for an accidental injury. The insurance plan pays for a long list of covered minor and serious injuries. You can use the benefits to help pay out-of-pocket medical costs or personal expenses.

You can choose between a Low Plan option and High Plan option. Review the benefit summary to view the benefit plan details for each option.

Accident Plan Rates

Accident Plan rates are deducted on an after-tax basis.

Your Premium Cost Bi-Weekly Annual
Low Plan
EE Only $1.74 $45.12
EE+Spouse / Domestic Partner $3.46 $89.88
EE+Child(ren) $3.65 $94.80
Family $5.38 $139.80
High Plan
EE Only $3.10 $80.52
EE+Spouse / Domestic Partner $6.19 $161.04
EE+Child(ren) $6.50 $169.08
Family $9.60 $249.48

Critical Illness Plan Direct Link

Critical illness insurance coverage can keep you focused on your health when it matters most. This extra coverage can help ease some financial worries during a difficult time. The Aetna Critical Illness Plan pays benefits when a doctor diagnoses you with a covered serious illness or condition, like heart attack, stroke, cancer and more. You can use the benefits to help pay out-of-pocket medical costs or towards personal expenses.

You can choose between a Low Plan option and High Plan option. Review the benefit summary to view the benefit plan details for each option.

Critical Illness Plan Rates

Critical Illness Plan rates are deducted on an after-tax basis. Rates are based on teammate’s current age.

Your Premium Cost Bi-Weekly
Low Plan EE Only EE+Spouse/DP EE+Child(ren) Family
LT 25 $1.37 $3.08 $1.37 $3.08
25-29 $1.65 $3.65 $1.65 $3.65
30-34 $2.22 $4.78 $2.22 $4.78
35-39 $3.10 $6.53 $3.10 $6.53
40-44 $4.72 $9.80 $4.72 $9.80
45-49 $6.33 $13.02 $6.33 $13.02
50-54 $9.05 $18.50 $9.05 $18.50
55-59 $12.71 $25.83 $12.71 $25.83
60-64 $18.30 $37.06 $18.30 $37.06
65-69 $25.19 $50.84 $25.19 $50.84
70+ $38.00 $76.49 $38.00 $76.49
High Plan
LT 25 $2.43 $5.46 $2.43 $5.46
25-29 $3.00 $6.60 $3.00 $6.60
30-34 $4.13 $8.87 $4.13 $8.87
35-39 $5.88 $12.36 $5.88 $12.36
40-44 $9.10 $18.85 $9.10 $18.85
45-49 $12.32 $25.31 $12.32 $25.31
50-54 $17.76 $36.25 $17.76 $36.25
55-59 $25.08 $50.92 $25.08 $50.92
60-64 $36.28 $73.38 $36.28 $73.38
65-69 $50.04 $100.94 $50.04 $100.94
70+ $75.67 $152.23 $75.67 $152.23

Hospital Indemnity Plan Direct Link

Maybe you’re expecting to have a hospital stay — or maybe not. Either way, you can plan ahead to give yourself an extra financial cushion. Regular medical insurance plans pay benefits when you have a planned, or unplanned hospital stay for an illness, injury, surgery or having a baby. The plan pays a lump-sum benefit for admission and a daily benefit for a covered hospital stay. You can use the benefits to help pay out-of-pocket medical costs or personal expenses.

You can choose between a Low Plan option and High Plan option. Review the benefit summary to view the benefit plan details for each option.

Hospital Indemnity Plan Rates

Hospital Indemnity Plan rates are deducted on an after-tax basis.

Your Premium CostBi-WeeklyAnnual
Low Plan
EE Only $3.35 $87.00
EE+Spouse / Domestic Partner $7.34 $190.80
EE+Child(ren) $5.69 $147.96
Family $9.37 $243.60
High Plan
EE Only $6.14 $159.60
EE+Spouse / Domestic Partner $13.52 $351.48
EE+Child(ren) $10.50 $272.88
Family $17.28 $449.28